Advanced Planner

Design your exit strategy. Take the guesswork out of early retirement.

📌 My BaselineNot set yet: Reset and new scenarios use example numbers. Open to save your own.

Your details

After you retire

Planned investments

Savings today
₹10,00,000
₹10 lakh · from My Baseline, edit it there

Try a bigger SIP or a different return to see how it moves your FIRE age. Your baseline stays as it is.

🔥 Your FIRE Number
₹4,31,38,047
₹14,37,935/yr expenses at 45 × 30
68% of your FIRE number
Projected Corpus at 45
₹2,92,70,136
Short by ₹1,38,67,911
Required Monthly SIP
₹79,139
At your current pace, FI at age 51

Will your money last?

Withdrawing ₹14,37,935/yr from 45, rising with inflation, earning 8%
Projected corpus lasts until
Age 70
Runs out before 90
Needed to last until 90
₹4,41,65,211
More than your 30× target
Safe income at 3.5% withdrawal
₹10,24,455/yr
Covers 71% of expenses
Lean FIRE (70%): ₹3,01,96,633Fat FIRE (150%): ₹6,47,07,071

Corpus vs FIRE Target

Common questions

What is a FIRE number?
The savings you need to stop working for money: your yearly expenses at retirement, after inflation, times a multiple. The planner uses 30× by default, and you can change it.
Why 30× expenses instead of the 25× rule?
The 25× rule comes from US data and a 4% withdrawal rate. Inflation in India runs higher, so the planner aims for a more cautious 30×, about a 3.3% withdrawal rate, and checks it against 3.5%.
Is my financial data stored anywhere?
No. Every calculation runs in your browser and your numbers are saved only on this device. There is no account and nothing is sent to a server.