You know what you earn.
Do you know when you can stop?
Stop relying on generic FIRE formulas. Build a retirement timeline that actually factors in inflation, debt drag, and market reality.
🔒 No sign-up. Your numbers never leave your device.
Example plan
Age 30 → 45₹6L yearly expenses, 6% inflation, 12% returns, 30× target.
How it works
Three steps from guesswork to a plan.
- 1
Enter your numbers
Your savings, monthly investments, expected returns and yearly expenses.
- 2
See the projection
Interactive charts show how your money grows, year by year.
- 3
Find your FIRE date
Know your target corpus and the age you can stop working for money.
Private by design
Every calculation runs entirely—and securely—on your device. There are no accounts and no servers storing your data.
- Client-only
Every calculation runs on your device. Nothing is sent to a server.
- No sign-up
No account, email or phone number needed to plan.
- Remembers you, locally
Your inputs are saved in this browser only, so you can pick up where you left off.
Pick your tools
Quick answers or a full retirement plan. Both are free.
Calculators
Investments and home loans, with year-by-year tables.
- ✓Lump sum growth, inflation-adjusted, with goal planning
- ✓Step-up SIP calculator vs flat SIP
- ✓Home loan EMI with prepayments, tax, insurance and upkeep
- ✓Monthly income your savings can pay (SWP)
Advanced Planner
Plan your full path to financial independence.
- ✓FIRE number with inflation built in
- ✓Lean and Fat FIRE targets
- ✓Required monthly SIP and FI age
- ✓Lab: drag life events onto your plan
- ✓Saved scenarios, compared side by side
- ✓Readiness checklist (insurance, emergency fund)
What is FIRE?
FIRE means building enough wealth that its returns cover your living costs, so working becomes a choice rather than a necessity. These three numbers drive every plan.
A cautious FIRE target for India, where inflation runs higher than in the US.
Why?Draw this share of your corpus each year. It is gentler than the US 4% rule.
Why?New to this? Read the concepts: inflation, education & medical inflation, the FIRE number and the safe withdrawal rate, in plain words.